AI-Native Treasury Infrastructure

The treasury layer for AI agents, built on Base

Policy-controlled wallets. Double-entry ledger. 25+ strategies sold via x402 micropayments. Virtuals ACP integration with a 76x revenue multiplier. All settling on Base L2.

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The Gap

Today's wallets are built for humans clicking buttons

AI agents need identity-aware, policy-controlled, strategy-linked infrastructure. Not browser extensions.

Traditional Wallet

User controlled

Generic payments

Manual approvals

No strategy link

No physical link

MINY Agent Vault

Policy controlled

Creative economy aware

Pre-set AI logic

Tied to strategy database

Linked to NFC collectibles

Infrastructure

What is MINY Agent Vault

A programmable, policy-controlled wallet layer for autonomous agents in creative commerce ecosystems.

⚙

Policy Engine

7-check validation on every spend: daily caps, category limits, cooldowns, human override. Plus 3 ACP-aware checks.

📚

Double-Entry Ledger

Every transaction tracked with debit + credit. Fiat, USDC, ACP revenue, and token buyback — all reconciled.

🎯

Strategy Marketplace

25+ music marketing strategies via x402 micropayments. Agents validate ROI before spending. Now ACP-listed.

🔗

NFC Bridge

Physical collectible ownership unlocks agent service credits. Each MINY funds a campaign wallet.

Validation Pipeline

The 7-check policy engine

Every spend request passes through a deterministic validation pipeline. No exceptions.

01Wallet is active and not frozen
02Daily spending cap not exceeded
03Category is in allowlist
04Per-transaction limit respected
05Cooldown period elapsed
06Strategy validation passes
07Human approval (if above threshold)

+3 ACP • Epoch budget • Pricing validation • Token vesting

POLICY ENGINE v1.0 — VALIDATING

✓ ALL 7 CHECKS PASSED — SPEND AUTHORIZED

Settlement Layer

Base L2 — the shared settlement layer

Everything converges on Base. Not a coincidence — it's architectural alignment.

Payments

Coinbase x402

Identity

Agentic Wallets

Commerce

Virtuals Protocol

Receipts

MINY Contracts

Settlement

Native USDC

Coinbase Ecosystemx402, Agentic Wallets, AgentKit, and CDP paymaster all target Base.

Virtuals Base-NativeACP escrow, token launches, and revenue incentive pool all settle on Base.

Sub-Cent GasMinyReceipt.sol emits events at ~21K gas (~$0.001). Viable at scale.

Account AbstractionAgents don't manage ETH. Paymaster sponsors gas. Policy engine is the gatekeeper.

Micropayments

x402 + Agentic Wallets

HTTP-native micropayments meet programmable agent wallets. Every strategy request is a paid API call.

x402 Protocol

›402 Payment Required response

›Agent pays USDC on Base

›Strategy delivered in response

›$0.50 – $1.00 per request

›No subscriptions, no invoices

Agentic Wallets

›Smart accounts on Base

›Key isolation per agent

›Spending caps enforced onchain

›Gas sponsored via paymaster

›Persistent identity across sessions

Revenue Multiplier

Virtuals Protocol — the 76x multiplier

Up to $1M/month in protocol revenue distributed to agents that sell services through ACP. Production determines distribution.

Revenue Multiplier

$1M

Monthly Pool

50/50

USDC + Buyback

Sell strategy via ACP → Credit revenue to ledger → Epoch ends → 50% USDC + 50% buyback → Reinvest via MINY

Without Virtuals

Service revenue$200

Protocol incentive$0

Epoch impact$200

With Virtuals (Rank #5)

Service revenue$200

Epoch allocation~$15,000

Epoch impact$15,200

Economics

Revenue model after ACP

Three streams become six. The addressable market expands 10x when any Virtuals agent can buy MINY intelligence.

Revenue Stream	Source	Scale
Strategy API (x402)	Direct USDC micropayments	Baseline
ACP service sales	Any Virtuals agent buying strategies	10x market
Revenue Incentive	Epoch-based protocol payout	Up to $100K/epoch
Token buyback	Protocol buys agent token	Structural demand
Transaction fees	% of spend flow (incl. ACP)	Higher volume
Platform subscription	Artist/label monthly	Baseline

System Design

Technical architecture

ACP-integrated architecture — all paths converge on Base L2.

Virtuals Agent (ACP-registered, tokenized on Base)
    |
    v
ACP Service Discovery + Negotiation (Base)
    |
    v
MINY Policy Engine (FastAPI)
  - strategy validation
  - budget caps (epoch-aware)
  - category allowlist
  - ACP pricing validation
  - human approval check
    |
    v
[Execution Rail Decision]
  /          |            \
Stripe     x402          ACP Settlement
(fiat)   (USDC/Base)    (escrow/Base)
  \          |            /
   v         v           v
MINY Ledger (Postgres)
  - service_revenue  (ACP sales on Base)
  - usdc_incentive   (50% epoch payout)
  - token_buyback    (50% epoch payout)
  |
  v
Base L2 (shared settlement)
  - MinyReceipt.sol  (event logs)
  - AccessPass.sol   (ERC-721)
  - ACP escrow       (contracts)
  - x402 facilitator (settlement)

Technology

Stack & smart contracts

Production-grade infrastructure deployed on Base L2.

FastAPI PostgreSQL Base L2 Solidity x402 Protocol Coinbase CDP Agentic Wallets Virtuals ACP Python 3.12 USDC

MinyReceipt.sol

◆Event log for every transaction

◆~21K gas per emission (~$0.001)

◆Immutable audit trail on Base

◆No storage writes — events only

AccessPass.sol

◆ERC-721 access passes

◆NFC-minted on physical tap

◆Gated agent service credits

◆Transferable ownership

Physical-Digital

NFC physical-digital bridge

Physical collectible ownership unlocks digital agent capabilities. That's rare.

Artist creates edition

100 physical MINYs, each with NFC chip programmed to a unique token ID

Fan taps MINY

NFC tap triggers on-chain mint of AccessPass.sol (ERC-721 on Base)

Wallet funded

Campaign wallet activated with budget from edition sale proceeds

Agent executes

Marketing agent runs strategies within policy limits, tracked by ledger